We'll start with a free consult and ask a few questions about your credit score, how much you spend every month and what you hope to get out of the cards you open. Depending on the complexity of what you hope to accomplish we will put together a quote for you of how much our services will cost (typically $100-300 per couple or individual and $300-500 per family) and if both parties agree then we will create a custom plan for you and walk you through why and how to go through with the plan.